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A budget reveals where you spend your money and what's important to you. A good budget has the ability to keep you out of debt and allows you to refocus your money so you're working towards the things that matter most to you.
A retirement calculator helps you work out what income you'll likely get from super and the age pension when you retire. This can help you understand how part-time working, voluntary contributions or taking a break from work will influence your situation.
Saving money can help you make that big purchase you've been waiting for, provide greater security or assist with costs in emergencies. This tool will help you put steps in place to reach your savings goal and estimate how long it will take you to get there.
*Calculators and planners provided and managed by MoneySmart.gov.au
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